Hello. “Do you believe, as a generalist, that you are destined for financial success? I would like each one of you who relates to this to tell me your story in the comments. I will respond aback.”
I had some unfortunate things affecting me that interfered with career success in terms of financial success. Now, I have turned 65 and it’s too late for me. I am just trying to hang on until the end of 2025 or 2026. I make less than $70,000 but have worked over 33 years at a nonprofit. I am praised for my work but have missed out on promotions. I could and should have left years ago, but when my wife went on SSDI in 2012, I felt like it was too risky to go elsewhere. Also, my whole life I have had the fear of change (maybe it’s a mental disability) and that has held me back. The fear of poverty and financial ruin makes me “Keep the Devil I know, than the Devil I don’t”. I HAVE survived three major layoffs over the years (including one last week!) either because I am considered too valuable to layoff, or I am cheap for the price. Or maybe a combination of both. We do have savings but I worry it is not enough. We may get an inheritance but you can never count that until it actually materializes (mother-in-law is 93 but in fairly good health). I don’t know how long I have because my brother suddenly died in April 2022 of a heart attack at age 68 due to poorly treated high blood pressure. Mine is well treated but that’s no guarantee. I may try to work as a part time driver of adults with disabilities in retirement to pay for Medicare premiums and continue to increase my final Soc Sec benefit. I would rather not. I would become a full time volunteer tomorrow with my Unitarian congregation we joined in 1993 if I could. I do fine meaning in my work helping people with disabilities in my job. I just wish it paid more! I don’t feel like a financial success although I am not a disaster either. Stoicism has helped me “make the best” of my circumstances.
Hello. “Do you believe, as a generalist, that you are destined for financial success? I would like each one of you who relates to this to tell me your story in the comments. I will respond aback.”
I had some unfortunate things affecting me that interfered with career success in terms of financial success. Now, I have turned 65 and it’s too late for me. I am just trying to hang on until the end of 2025 or 2026. I make less than $70,000 but have worked over 33 years at a nonprofit. I am praised for my work but have missed out on promotions. I could and should have left years ago, but when my wife went on SSDI in 2012, I felt like it was too risky to go elsewhere. Also, my whole life I have had the fear of change (maybe it’s a mental disability) and that has held me back. The fear of poverty and financial ruin makes me “Keep the Devil I know, than the Devil I don’t”. I HAVE survived three major layoffs over the years (including one last week!) either because I am considered too valuable to layoff, or I am cheap for the price. Or maybe a combination of both. We do have savings but I worry it is not enough. We may get an inheritance but you can never count that until it actually materializes (mother-in-law is 93 but in fairly good health). I don’t know how long I have because my brother suddenly died in April 2022 of a heart attack at age 68 due to poorly treated high blood pressure. Mine is well treated but that’s no guarantee. I may try to work as a part time driver of adults with disabilities in retirement to pay for Medicare premiums and continue to increase my final Soc Sec benefit. I would rather not. I would become a full time volunteer tomorrow with my Unitarian congregation we joined in 1993 if I could. I do fine meaning in my work helping people with disabilities in my job. I just wish it paid more! I don’t feel like a financial success although I am not a disaster either. Stoicism has helped me “make the best” of my circumstances.